Privacy Policy

Information We Collect

At calirionphe, we collect information that helps us provide better budgeting education and financial literacy services. This includes personal details you share when creating your account, such as your name, email address, and basic demographic information that helps us tailor our educational content.

We never collect sensitive financial account information or ask for banking credentials. Our focus remains on educational content delivery rather than accessing your personal financial accounts.

How We Use Your Information

Your personal information serves specific purposes related to improving your learning experience with our budgeting education platform. We use collected data to personalize course recommendations, track your progress through financial literacy modules, and send relevant educational updates.

Additionally, we analyze usage patterns to enhance our educational materials and develop new content that addresses common budgeting challenges our users face. This helps us create more effective learning resources while maintaining your privacy.

We may contact you via email with course updates, new educational content announcements, and important platform changes. You can adjust these communication preferences at any time through your account settings.

Data Protection Measures

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, or disclosure. Our systems use industry-standard encryption for data transmission and storage, ensuring your information remains secure throughout your learning journey.

Regular security audits and updates help us maintain robust protection against emerging threats. Our technical team monitors access logs and implements multi-layer authentication protocols for internal system access.

All staff members with access to user data undergo privacy training and sign confidentiality agreements. We maintain strict internal policies regarding data handling and access permissions.

Your Rights Under UK Law

As a UK-based service, calirionphe complies with data protection regulations that grant you specific rights regarding your personal information. You have control over how we collect, use, and store your data.

To exercise these rights, contact our privacy team using the information provided below. We respond to requests within 30 days and provide clear information about any actions taken.

Cookies and Tracking

Our platform uses cookies to enhance your browsing experience and remember your learning preferences. Essential cookies enable basic site functionality, while performance cookies help us understand how users interact with our educational content.

You can manage cookie preferences through your browser settings, though disabling certain cookies may affect platform functionality. We provide clear information about cookie types and purposes in our cookie banner when you first visit our site.

We don't share cookie data with third parties for advertising purposes, focusing instead on improving our educational services based on aggregated usage patterns.

Data Retention and Deletion

We retain your personal information for as long as your account remains active or as needed to provide educational services. Account data is typically stored for the duration of your enrollment plus three additional years for record-keeping purposes.

Educational progress data may be retained longer in anonymized form to improve our course content and teaching methods. When you request account deletion, we remove all identifiable information while preserving anonymized learning analytics.

Certain information may be retained longer to comply with legal obligations, resolve disputes, or enforce our terms of service. We maintain clear retention schedules and regularly review stored data for deletion eligibility.

Third-Party Services

calirionphe works with select third-party services to deliver our educational platform effectively. These include email delivery services for course notifications, analytics providers for understanding user engagement, and payment processors for course enrollment.

All third-party partners undergo privacy assessments and must meet our data protection standards. We share only necessary information required for specific services and maintain contracts ensuring appropriate data handling.

We do not sell or rent your personal information to third parties for marketing purposes. Any data sharing serves educational delivery purposes and operates under strict privacy agreements.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our services, legal requirements, or data protection practices. Significant changes will be communicated via email and prominently displayed on our platform.

Minor updates that don't affect your rights or data handling practices may be posted directly to this page with an updated effective date. We encourage regular review of our privacy policy to stay informed about how we protect your information.

Continued use of our services after policy updates constitutes acceptance of the revised terms, though we'll always respect your right to modify your privacy preferences or close your account.